Last Revised: April 20, 2023

THIS PRODUCT AGREEMENT AND TERMS OF USE ("AGREEMENT") CONTAINS THE TERMS AND CONDITIONS UPON WHICH YOU MAY PURCHASE AND USE OUR PRODUCTS, INCLUDING THROUGH THE WEBSITE AND ALL OTHER WEBSITES OWNED AND/OR OPERATED BY IDENTITY REHAB CORPORATION AND ITS PARENT COMPANIES OR AFFILIATES ("SITE") UNLESS OTHERWISE NOTED.

THIS AGREEMENT ALSO SETS FORTH THE TERMS BETWEEN YOU AND US IF YOU HAVE ENROLLED AND/OR HAVE ACCESS THROUGH AN EMPLOYEE BENEFITS PROGRAM OFFERED BY YOUR EMPLOYER. WHEN APPLICABLE, YOUR WELCOME LETTER SETS FORTH THE SERVICES YOU ENROLLED IN, AND YOUR WELCOME LETTER IS INCORPORATED HEREIN BY REFERENCE AND IS A PART OF THIS AGREEMENT. YOU MAY REQUEST A COPY OF YOUR WELCOME LETTER BY CONTACTING US BY PHONE.

YOU MUST ACCEPT THE TERMS OF THIS AGREEMENT, INCLUDING THE ARBITRATION AGREEMENT CONTAINED IN SECTION 4 BELOW, BEFORE YOU WILL BE PERMITTED TO REGISTER FOR, PURCHASE, OR USE ANY PRODUCT FROM THIS SITE OR OTHERWISE USE, REGISTER FOR, OR PURCHASE, THE PRODUCT, SUCH AS THROUGH AN EMPLOYEE BENEFITS PROGRAM. BY REGISTERING ON THIS SITE OR SUBMITTING YOUR ORDER OR ENROLLING THROUGH AN EMPLOYEE BENEFITS PROGRAM, YOU ARE ACKNOWLEDGING RECEIPT OF, AND YOUR AGREEMENT TO BE BOUND BY, THIS AGREEMENT. YOU ALSO AGREE TO BE BOUND BY THIS AGREEMENT BY USING OR PAYING FOR OUR PRODUCTS OR TAKING OTHER ACTIONS THAT INDICATE ACCEPTANCE OF THIS AGREEMENT.